MINIMUM FICO SCORE

• 620 min FICO or 640 with MI
• *Contact your MI company for details

DOWN PAYMENT

• 5% min borrower

OCCUPANCY

• Primary residence

• MI required if less if less than 20% down
• 100% gift funds allowed
• Up to 9% seller contribution

MINIMUM FICO SCORE

• 580-620 with DTI limits 
• 580 high balance with limits

DOWN PAYMENT

• 3.5% min borrower

OCCUPANCY

• Primary residence

• UPMIP financed
• Monthly MI required
• 100% gift funds allowed
• Up to 6% seller contribution

MINIMUM FICO SCORE

• 620 with DTI Limits
• 640 high balance with limits

DOWN PAYMENT

• No down payment required

OCCUPANCY

• Primary residence

• Upfront funding fee financed
• No monthly MI required
• 100% gift funds allowed
• Up to 4% seller contribution

MINIMUM FICO SCORE

• 620 with manual UW
• 640 standard guides

DOWN PAYMENT

• No down payment required

OCCUPANCY

• Primary residence

• Upfront funding fee financed
• Annual fee required
• Up to 6% seller contribution