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Loan Process

Ready to live in the house that you deserve? We think you are.

When it comes to your homebuying goals, choosing the right house is just part of the process. We must also make sure that you are financially fit and your monthly payment isn’t too big of a burden for your day-to-day life. Summit Loan Officers are here to keep you motivated and answer any questions you might have. Here is a glance at what a typical home loan process might look like.

Step 1

Get Pre-Qualified

First, meet with a Summit Funding Loan Officer to discuss your loan options and get pre-qualified for a home loan.

This is essential for knowing your buying power in the market.

Shopping for a Home

Find a trusted Real Estate Agent to work with you during the process. Having a Real Estate team will save you time, money and stress when finding the right property.

Make a list of the must-have items for your home. Seek out homes that meet your property and budget criteria.

Step 2
Step 3

Make an Offer / Sign the Contract

Once you find the perfect house, your Real Estate Agent will help you make an offer.

Once your offer is accepted, you and the seller will sign a contract.

Verify Your Documentation

Your home will be inspected and appraised by professionals to support its value.

All the documents you've provided will be verified by Summit Funding.

Step 4
Step 5

Getting Your Keys

Upon the final loan approval, the title company will schedule your signing appointment to close.

Then you will receive the keys to your new home!