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Home Loan Process

Using innovation to make more people into homeowners.

With 97.5% approval of all files submitted to underwriting, Summit prides ourselves on being great loan technicians and educators of the home loan process. Our team of experts are here to keep your clients motivated and answer any questions you might have. It is our job to do whatever it takes to make sure your clients have the greatest experience with us. Here is a glance at what a typical home loan process might look like.

Step 1

Get Pre-Qualified

First, meet with a Summit Funding Loan Officer to discuss your loan options and get pre-qualified for a home loan.

This is essential for knowing your buying power in the market.

Shopping for a Home

Find a trusted Real Estate Agent to work with you during the process. Having a Real Estate team will save you time, money and stress when finding the right property.

Make a list of the must-have items for your home. Seek out homes that meet your property and budget criteria.

Step 2
Step 3

Make an Offer / Sign the Contract

Once you find the perfect house, your Real Estate Agent will help you make an offer.

Once your offer is accepted, you and the seller will sign a contract.

Verify Your Documentation

Your home will be inspected and appraised by professionals to support its value.

All the documents you've provided will be verified by Summit Funding.

Step 4
Step 5

Getting Your Keys

Upon the final loan approval, the title company will schedule your signing appointment to close.

Then you will receive the keys to your new home!